Personal umbrella insurance provides extra coverage above the liability coverage in home, auto and other personal insurance policies.
Personal Umbrella
Personal umbrella insurance provides extra coverage above the liability coverage in home, auto and other personal insurance policies. Those policies usually carry liability limits of $100,000 or $300,000, but is that enough? Umbrella insurance adds a layer of coverage of $1 million, $2 million or more, and it isn't just for the ultra-wealthy.
A short hospital stay can easily exceed $100,000 and long term rehabilitation and loss of income can also get into six-figures quickly. If someone is injured in a car accident and you are at fault, or a guest is injured on your home property, monetary damages can add up quickly.
You should think seriously about adding umbrella insurance to your personal insurance coverage if:
• You own a home • You have teenage drivers • You have a significant income or future earnings potential • You own a business • You own a boat, RV or motorcycle
Those are just a few situations that call for extra liability insurance protection, but there are more. To learn about those, contact an umbrella insurance agent at Witkemper Insurance Group and Financial Services today.
Do you have questions about Personal Umbrella Insurance?
Contact an insurance specialist at Witkemper Insurance Group and Financial Services today to answer any questions about Personal Umbrella or for a free review and insurance quote for Personal Umbrella. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for business, home, auto and more.
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Indianapolis Office 7740 East 88th Street Suite 100 Indianapolis, Indiana 46256 Phone: (800) 395-2478
Greensburg Office 104 East 10th Street Greensburg, Indiana 47240 Phone: (812) 663-3500
Since 1984, Witkemper Insurance and Financial Services have been providing insurance and financial service solutions for over 40 national insurance and financial service companies across the United States.
Greensburg Office
104 East 10th Street Greensburg, Indiana 47240 Phone: (812) 663-3500 Toll Free: (800) 395-2478 Fax: (812) 663-3421
Indianapolis Office
7740 East 88th Street Suite 100 Indianapolis, Indiana 46256 Toll Free: (800) 395-2478 Fax: (317) 288-7059