Standard commercial insurance liability limits should be enough to protect your business from most situations where your business is charged with legal liability for injury or property damage. But it won't cover those catastrophic lawsuits and judgements that are increasing in frequency. Commercial umbrella insurance provides an affordable layer of excess liability insurance for your business above the limits provided by standard business liability policies and could mean the difference between staying in business or becoming a lawsuit casualty in situations like this:

•  A company employee causes an accident that results in a permanent disability to the driver of the other vehicle.
•  A product you distribute is found to be defective and the cause of illness to multiple people.
•  An employee becomes intoxicated during a business dinner, causes an auto accident and injures a passenger, who is a prospective client.

There are literally dozens and dozens of situations where liability claims can exceed your commercial or professional liability insurance coverage limits. A commercial liability insurance agent at Witkemper Insurance Group and Financial Services can help you identify and control those exposures and review coverage options from several top rated insurance companies. Contact us today to get the right protection for your business.

Contact an insurance specialist at Witkemper Insurance Group and Financial Services today to answer any questions about Commercial Umbrella Insurance or for a free review and insurance quote for Commercial Umbrella Insurance . And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for business, home, auto and more.

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